{"id":8131,"date":"2026-07-01T13:32:07","date_gmt":"2026-07-01T13:32:07","guid":{"rendered":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/"},"modified":"2026-07-01T13:32:07","modified_gmt":"2026-07-01T13:32:07","slug":"la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro","status":"publish","type":"post","link":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/","title":{"rendered":"La troisi\u00e8me plus grande banque d\u2019Europe Cr\u00e9dit Agricole lance un stablecoin adoss\u00e9 \u00e0 l\u2019euro"},"content":{"rendered":"<p><b><i>Cr\u00e9dit Agricole lance l&rsquo;EURXT, un stablecoin adoss\u00e9 \u00e0 l&rsquo;euro conforme \u00e0 MiCA sur Ethereum, \u00e9largissant la finance tokenis\u00e9e pour les clients institutionnels et corporate.<\/i><\/b><\/p>\n<p><span style=\"font-weight: 400\">Cr\u00e9dit Agricole, la troisi\u00e8me plus grande banque europ\u00e9enne par actifs, a lanc\u00e9 son stablecoin adoss\u00e9 \u00e0 l&rsquo;euro appel\u00e9 EURXT. Le stablecoin est lanc\u00e9 par la branche de services d&rsquo;actifs de la banque, CACEIS, sur la blockchain Ethereum. Dans un premier temps, l&rsquo;EURXT n&rsquo;est disponible que pour les investisseurs institutionnels et les clients corporate, tandis que la banque \u00e9largit ses services de finance num\u00e9rique.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Ce lancement constitue \u00e9galement une \u00e9tape importante dans le parcours de tokenisation de la banque. De plus, l&rsquo;EURXT a d\u00e9j\u00e0 \u00e9t\u00e9 \u00e9mis pour la premi\u00e8re fois. Le stablecoin a \u00e9t\u00e9 utilis\u00e9 pour payer un abonnement au fonds mon\u00e9taire tokenis\u00e9 Amundi Money Market Fund.<\/span><\/p>\n<h2><b>Cr\u00e9dit Agricole lance le stablecoin EURXT conforme \u00e0 MiCA<\/b><\/h2>\n<p><span style=\"font-weight: 400\">L&rsquo;EURXT est un token de monnaie \u00e9lectronique conforme \u00e0 l&rsquo;ERC-20 sur Ethereum. De plus, le stablecoin est adoss\u00e9 \u00e0 l&rsquo;euro \u00e0 un ratio de 1:1. Cr\u00e9dit Agricole indique que la CACEIS Bank dispose de r\u00e9serves de tr\u00e9sorerie d\u00e9di\u00e9es \u00e0 chaque token en circulation.<\/span><\/p>\n<p><span style=\"font-weight: 400\">La banque a d\u00e9clar\u00e9 que l&rsquo;EURXT r\u00e9pond \u00e0 toutes les exigences du r\u00e8glement europ\u00e9en sur les march\u00e9s de crypto-actifs (MiCA). Par cons\u00e9quent, le stablecoin offre aux utilisateurs institutionnels un outil de paiement num\u00e9rique r\u00e9glement\u00e9 et s\u00e9curis\u00e9 pour les transactions financi\u00e8res bas\u00e9es sur la blockchain.<\/span><\/p>\n<p><b><i>Lecture connexe : <\/i><\/b><a href=\"https:\/\/www.livebitcoinnews.com\/stellars-xlm-powers-euro-stablecoin-payroll-pilot-in-europe-as-zebec-joins\/\"><b><i>Stellar alimente un pilote de paie en stablecoin euro<\/i><\/b><\/a><b><i>\u00a0<\/i><\/b><\/p>\n<p><span style=\"font-weight: 400\">De plus, l&rsquo;EURXT a commenc\u00e9 avec environ 20,02 millions de tokens en circulation. La soci\u00e9t\u00e9 a d\u00e9clar\u00e9 que les \u00e9quivalents de tr\u00e9sorerie sont conserv\u00e9s directement dans le bilan de la CACEIS Bank. Ainsi, les utilisateurs b\u00e9n\u00e9ficient d&rsquo;un soutien complet pour tous les tokens qu&rsquo;ils \u00e9mettent.<\/span><\/p>\n<p><span style=\"font-weight: 400\">La premi\u00e8re application de l&rsquo;EURXT a concern\u00e9 le Amundi Money Market Fund. Il s&rsquo;agissait du premier r\u00e8glement d&rsquo;un fonds mon\u00e9taire UCITS tokenis\u00e9 bas\u00e9 au Luxembourg utilisant un stablecoin euro en Europe, a pr\u00e9cis\u00e9 la banque.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Pour Cr\u00e9dit Agricole, la <\/span><a href=\"https:\/\/www.livebitcoinnews.com\/jpmorgan-blackrock-sec-why-tokenization-is-reaching-a-tipping-point\/\"><span style=\"font-weight: 400\">tokenisation<\/span><\/a><span style=\"font-weight: 400\"> a le potentiel d&rsquo;am\u00e9liorer les march\u00e9s financiers. Selon la banque, la technologie blockchain peut r\u00e9duire les d\u00e9lais de r\u00e8glement, am\u00e9liorer l&rsquo;efficacit\u00e9 op\u00e9rationnelle et favoriser l&rsquo;innovation dans le secteur de la gestion d&rsquo;actifs.<\/span><\/p>\n<h2><b>La concurrence des stablecoins continue de cro\u00eetre<\/b><\/h2>\n<p><span style=\"font-weight: 400\">Ce lancement fait partie de la strat\u00e9gie \u00e0 long terme de la banque, a d\u00e9clar\u00e9 Olivier Gavalda, directeur g\u00e9n\u00e9ral de Cr\u00e9dit Agricole. Il a indiqu\u00e9 que l&rsquo;EURXT offre aux clients un outil de paiement stable et s\u00e9curis\u00e9 conforme aux r\u00e9glementations europ\u00e9ennes les plus r\u00e9centes.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Le stablecoin donnera \u00e9galement aux clients la possibilit\u00e9 d&rsquo;explorer de nouvelles opportunit\u00e9s d&rsquo;investissement et de se pr\u00e9parer \u00e0 la prochaine g\u00e9n\u00e9ration de services financiers, a-t-il ajout\u00e9. Par cons\u00e9quent, la banque s&rsquo;attend \u00e0 ce que la demande de solutions de r\u00e8glement num\u00e9rique r\u00e9glement\u00e9es continue d&rsquo;augmenter.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Parall\u00e8lement, les banques europ\u00e9ennes traditionnelles continuent de se d\u00e9velopper dans la finance bas\u00e9e sur la blockchain. L&rsquo;EURXT est la quatri\u00e8me grande institution bancaire europ\u00e9enne \u00e0 lancer un stablecoin. Soci\u00e9t\u00e9 G\u00e9n\u00e9rale via SG-FORGE, Banking Circle et ODDO BHF figurent parmi les banques qui poss\u00e8dent d\u00e9j\u00e0 des stablecoins.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Mais toutes les institutions europ\u00e9ennes ne sont pas convaincues de la stabilit\u00e9 des stablecoins. Plus t\u00f4t cette semaine, <\/span><a href=\"https:\/\/www.livebitcoinnews.com\/ecb-sounds-alarm-over-euro-stablecoins-and-banking-risks\/\"><span style=\"font-weight: 400\">la Banque centrale europ\u00e9enne (BCE)<\/span><\/a><span style=\"font-weight: 400\"> a \u00e9mis un avertissement concernant les dangers potentiels d&rsquo;un assouplissement des r\u00e9glementations sur les stablecoins libell\u00e9s en euros. La BCE a \u00e9galement d\u00e9clar\u00e9 que les stablecoins pourraient compliquer son travail en mati\u00e8re de politique mon\u00e9taire et de stabilit\u00e9 financi\u00e8re.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Cependant, de nombreuses institutions financi\u00e8res continuent d&rsquo;investir dans la tokenisation et la technologie blockchain. Les banques voient le potentiel des actifs num\u00e9riques r\u00e9glement\u00e9s pour am\u00e9liorer les services de paiement, de r\u00e8glement et d&rsquo;investissement.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Avec le lancement de l&rsquo;EURXT, la technologie blockchain fait de plus en plus partie du secteur financier traditionnel. L&rsquo;\u00e9mergence de stablecoins r\u00e9glement\u00e9s provenant d&rsquo;un plus grand nombre de banques devrait probablement conduire \u00e0 une augmentation des produits financiers tokenis\u00e9s dans toute l&rsquo;Europe.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cr\u00e9dit Agricole lance l&rsquo;EURXT, un stablecoin adoss\u00e9 \u00e0 l&rsquo;euro conforme \u00e0 MiCA sur Ethereum, \u00e9largissant la finance tokenis\u00e9e pour les clients institutionnels et corporate. Cr\u00e9dit Agricole, la troisi\u00e8me plus grande banque europ\u00e9enne par actifs, a lanc\u00e9 son stablecoin adoss\u00e9 \u00e0 l&rsquo;euro appel\u00e9 EURXT. Le stablecoin est lanc\u00e9 par la branche de services d&rsquo;actifs de la [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":8130,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[12,10],"tags":[],"class_list":["post-8131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-news","category-stablecoins"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La troisi\u00e8me plus grande banque d\u2019Europe Cr\u00e9dit Agricole lance un stablecoin adoss\u00e9 \u00e0 l\u2019euro - France Live Bitcoin News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La troisi\u00e8me plus grande banque d\u2019Europe Cr\u00e9dit Agricole lance un stablecoin adoss\u00e9 \u00e0 l\u2019euro - France Live Bitcoin News\" \/>\n<meta property=\"og:description\" content=\"Cr\u00e9dit Agricole lance l&rsquo;EURXT, un stablecoin adoss\u00e9 \u00e0 l&rsquo;euro conforme \u00e0 MiCA sur Ethereum, \u00e9largissant la finance tokenis\u00e9e pour les clients institutionnels et corporate. Cr\u00e9dit Agricole, la troisi\u00e8me plus grande banque europ\u00e9enne par actifs, a lanc\u00e9 son stablecoin adoss\u00e9 \u00e0 l&rsquo;euro appel\u00e9 EURXT. Le stablecoin est lanc\u00e9 par la branche de services d&rsquo;actifs de la [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/\" \/>\n<meta property=\"og:site_name\" content=\"France Live Bitcoin News\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-01T13:32:07+00:00\" \/>\n<meta name=\"author\" content=\"frenchlbn\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"frenchlbn\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/global.livebitcoinnews.com\\\/fr\\\/2026\\\/07\\\/01\\\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/global.livebitcoinnews.com\\\/fr\\\/2026\\\/07\\\/01\\\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\\\/\"},\"author\":{\"name\":\"frenchlbn\",\"@id\":\"https:\\\/\\\/global.livebitcoinnews.com\\\/fr\\\/#\\\/schema\\\/person\\\/cf8f1f85189588768e507a2eb234cba8\"},\"headline\":\"La troisi\u00e8me plus grande banque d\u2019Europe Cr\u00e9dit Agricole lance un stablecoin adoss\u00e9 \u00e0 l\u2019euro\",\"datePublished\":\"2026-07-01T13:32:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/global.livebitcoinnews.com\\\/fr\\\/2026\\\/07\\\/01\\\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\\\/\"},\"wordCount\":759,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/global.livebitcoinnews.com\\\/fr\\\/2026\\\/07\\\/01\\\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/global.livebitcoinnews.com\\\/fr\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2026\\\/07\\\/Europe_Eyes_Ethereum_and_Solana_as_Digital_Euro_Enters_Fast_Track-2.png\",\"articleSection\":[\"Market News\",\"Stablecoins\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/global.livebitcoinnews.com\\\/fr\\\/2026\\\/07\\\/01\\\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/global.livebitcoinnews.com\\\/fr\\\/2026\\\/07\\\/01\\\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\\\/\",\"url\":\"https:\\\/\\\/global.livebitcoinnews.com\\\/fr\\\/2026\\\/07\\\/01\\\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\\\/\",\"name\":\"La troisi\u00e8me plus grande banque d\u2019Europe Cr\u00e9dit Agricole lance un stablecoin adoss\u00e9 \u00e0 l\u2019euro - 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France Live Bitcoin News","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/","og_locale":"fr_FR","og_type":"article","og_title":"La troisi\u00e8me plus grande banque d\u2019Europe Cr\u00e9dit Agricole lance un stablecoin adoss\u00e9 \u00e0 l\u2019euro - France Live Bitcoin News","og_description":"Cr\u00e9dit Agricole lance l&rsquo;EURXT, un stablecoin adoss\u00e9 \u00e0 l&rsquo;euro conforme \u00e0 MiCA sur Ethereum, \u00e9largissant la finance tokenis\u00e9e pour les clients institutionnels et corporate. Cr\u00e9dit Agricole, la troisi\u00e8me plus grande banque europ\u00e9enne par actifs, a lanc\u00e9 son stablecoin adoss\u00e9 \u00e0 l&rsquo;euro appel\u00e9 EURXT. Le stablecoin est lanc\u00e9 par la branche de services d&rsquo;actifs de la [&hellip;]","og_url":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/","og_site_name":"France Live Bitcoin News","article_published_time":"2026-07-01T13:32:07+00:00","author":"frenchlbn","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"frenchlbn","Dur\u00e9e de lecture estim\u00e9e":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/#article","isPartOf":{"@id":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/"},"author":{"name":"frenchlbn","@id":"https:\/\/global.livebitcoinnews.com\/fr\/#\/schema\/person\/cf8f1f85189588768e507a2eb234cba8"},"headline":"La troisi\u00e8me plus grande banque d\u2019Europe Cr\u00e9dit Agricole lance un stablecoin adoss\u00e9 \u00e0 l\u2019euro","datePublished":"2026-07-01T13:32:07+00:00","mainEntityOfPage":{"@id":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/"},"wordCount":759,"commentCount":0,"image":{"@id":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/#primaryimage"},"thumbnailUrl":"https:\/\/global.livebitcoinnews.com\/fr\/wp-content\/uploads\/sites\/4\/2026\/07\/Europe_Eyes_Ethereum_and_Solana_as_Digital_Euro_Enters_Fast_Track-2.png","articleSection":["Market News","Stablecoins"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/","url":"https:\/\/global.livebitcoinnews.com\/fr\/2026\/07\/01\/la-troisieme-plus-grande-banque-deurope-credit-agricole-lance-un-stablecoin-adosse-a-leuro\/","name":"La troisi\u00e8me plus grande banque d\u2019Europe Cr\u00e9dit Agricole lance un stablecoin adoss\u00e9 \u00e0 l\u2019euro - 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